Calculator

Mortgage payment calculator

Estimate your monthly payment, including principal, interest, property taxes, homeowners insurance, mortgage insurance and HOA dues.

Estimates for illustration only

Calculator

Mortgage payment calculator

Estimate your monthly payment, including principal, interest, property taxes, homeowners insurance, mortgage insurance and HOA dues.

Estimates for illustration only

Calculator

Mortgage payment calculator

Estimate your monthly payment, including principal, interest, property taxes, homeowners insurance, mortgage insurance and HOA dues.

Estimates for illustration only

Mortgage payment calculator

Illustrative
Down payment
Estimated monthly payment$3,064/ month
  • Principal & interest$2,355
  • Property tax$425
  • Home insurance$125
  • Mortgage insurance$159
  • HOA dues$0
Loan amount$382,500
Total interest over the loan$465,343
PMI is estimated when your down payment is under 20%.

Estimates for illustration only. Not a loan offer or commitment to lend.

How it works

What goes into your monthly payment

Your monthly payment is more than principal and interest. This calculator adds the other common costs so you can see a realistic number.

What you’ll enter

Principal and interest, based on your loan amount, rate and term

Property taxes, entered as a yearly amount

Homeowners insurance, entered as a yearly premium

Mortgage insurance (PMI), estimated when your down payment is under 20%

HOA dues, if the property has them

FAQ

Common questions

Want real numbers instead of estimates?

A licensed loan officer can review your scenario and send an official Loan Estimate. Checking your options won’t commit you to anything.

Want real numbers instead of estimates?

A licensed loan officer can review your scenario and send an official Loan Estimate. Checking your options won’t commit you to anything.

Want real numbers instead of estimates?

A licensed loan officer can review your scenario and send an official Loan Estimate. Checking your options won’t commit you to anything.

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