A flexible, widely used loan for buyers with steady income and fair-to-strong credit. Mortgage insurance can be removed once you build enough equity.

A government-insured loan with lower down payment and more flexible credit guidelines. A good fit if your credit is still being rebuilt.

A home loan benefit for eligible veterans, service members and some surviving spouses, often with no down payment and no monthly mortgage insurance.

A zero-down loan backed by the U.S. Department of Agriculture for homes in eligible rural and suburban areas, with household income limits.

Financing for loan amounts above the conforming limit in your county, for higher-priced homes or competitive markets.

Replace your current mortgage with a new one to change your rate, your term, or to take cash out of your equity.