Sample rates

Today’s sample rates

An illustrative snapshot of common loan products. Your actual rate depends on your credit, down payment, property, loan amount and the market on the day you lock.

Illustrative only — not an offer

Sample rates

Today’s sample rates

An illustrative snapshot of common loan products. Your actual rate depends on your credit, down payment, property, loan amount and the market on the day you lock.

Illustrative only — not an offer

Sample rates

Today’s sample rates

An illustrative snapshot of common loan products. Your actual rate depends on your credit, down payment, property, loan amount and the market on the day you lock.

Illustrative only — not an offer

Illustrative only — not an offer

These sample rates show how this page works. Replace them with your own approved rate information, or remove this page before launch.

Product

30-year fixed

Rate

6.250% (sample)

APR

6.389% (sample)

Points

0.625 (sample)

Product

30-year fixed

Rate

6.250% (sample)

APR

6.389% (sample)

Points

0.625 (sample)

Example assumes a $400,000 purchase, 20% down, 760 credit score, single-family primary residence and a 30-day rate lock.

Product

15-year fixed

Rate

5.500% (sample)

APR

5.712% (sample)

Points

0.500 (sample)

Product

15-year fixed

Rate

5.500% (sample)

APR

5.712% (sample)

Points

0.500 (sample)

Example assumes a $400,000 purchase, 20% down, 760 credit score, single-family primary residence and a 30-day rate lock.

Product

5/6 ARM

Rate

5.875% (sample)

APR

6.402% (sample)

Points

0.375 (sample)

Product

5/6 ARM

Rate

5.875% (sample)

APR

6.402% (sample)

Points

0.375 (sample)

Example assumes a $400,000 purchase, 20% down and 760 credit score. Rate is fixed for 5 years, then adjusts every 6 months and may increase.

Product

FHA 30-year fixed

Rate

5.990% (sample)

APR

6.880% (sample)

Points

0.750 (sample)

Product

FHA 30-year fixed

Rate

5.990% (sample)

APR

6.880% (sample)

Points

0.750 (sample)

Example assumes a $350,000 purchase, 3.5% down, 680 credit score and a primary residence. APR includes upfront and annual mortgage insurance.

Product

VA 30-year fixed

Rate

5.750% (sample)

APR

5.981% (sample)

Points

0.500 (sample)

Product

VA 30-year fixed

Rate

5.750% (sample)

APR

5.981% (sample)

Points

0.500 (sample)

Example assumes a $375,000 purchase, 0% down, 700 credit score, eligible veteran and a first-use funding fee financed into the loan.

Product

Jumbo 30-year fixed

Rate

6.500% (sample)

APR

6.597% (sample)

Points

0.250 (sample)

Product

Jumbo 30-year fixed

Rate

6.500% (sample)

APR

6.597% (sample)

Points

0.250 (sample)

Example assumes a $1,100,000 purchase, 20% down, 760 credit score and a single-family primary residence.

Illustrative sample as of Oct 31, 2026. Not an offer.

Rate disclosure (placeholder)

Rates, APRs and points shown are samples for illustration and are not an offer of credit. Actual terms depend on credit score, loan-to-value, loan amount, occupancy, property type and market conditions at the time of lock. Replace with your firm’s approved rate disclosure.

Get your real rate, not a sample

Share a few details and a licensed loan officer will price your scenario across multiple lenders.

Get your real rate, not a sample

Share a few details and a licensed loan officer will price your scenario across multiple lenders.

Get your real rate, not a sample

Share a few details and a licensed loan officer will price your scenario across multiple lenders.

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